Local RAG for a personal second brain: embedder and hybrid retrieval picks in 2026?

Building a fully local RAG setup for personal notes (life-logging second brain, single user, privacy is the whole point so no hosted APIs for the data). Stack is SQLite + sqlite-vec + FTS5, Ollama for embeddings and generation, all on an Apple Silicon Mac. Two questions where I'd love real 2026 expe

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Building a fully local RAG setup for personal notes (life-logging second brain, single user, privacy is the whole point so no hosted APIs for the data). Stack is SQLite + sqlite-vec + FTS5, Ollama for embeddings and generation, all on an Apple Silicon Mac. Two questions where I'd love real 2026 expe